LEGISLATION

SJ Res. 18 (Scott): Congressional Review Act (CRA) overturning the CFPB’s final rule on overdraft protection fees. Passed Senate — awaiting vote in House under HSJ 59 (Hill).  

S 127 (Fetterman, Co-Sponsor: McCormick): Establishes a five-year national pilot program modeled after Pennsylvania’s Whole-Home Repairs Program.

S 1299 (Blunt Rochester): Directs HUD to publish zoning guidelines and best practices through its Policy Development and Research office to support state and local zoning frameworks.

HR 976 (Williams) | S 557 (Kennedy): Repeals small business loan data collection requirements under the Equal Credit Opportunity Act (Section 1071 Repeal).

HR 2725 (LaHood): The Affordable Housing Credit Improvement Act of 2025 (AHCIA) reforms the Low-Income Housing Tax Credit (LIHTC) to expand and strengthen affordable housing production nationwide.

HR 2854 (Kelly): The Neighborhood Homes Investment Act establishes a federal tax credit to support neighborhood revitalization through developing and rehabilitating homes in distressed communities.

Home Act: Awaiting reintroduction.

Neighborhood Revitalization and Land Banking Act: Awaiting reintroduction.

Legislation

Whole Home Repairs (awaiting reintroduction): Previously funded, but requires legislative reauthorization. 

HB 225 (Kutz): Establishes savings accounts for first-time homebuyers.

HB 273 (Merski): Creates a grant program through the Pennsylvania Department of Community and Economic Development (DCED) to assist municipal code enforcement in combating blight. 

HB 275 (Powell): Establishes the Pennsylvania Affordable Homeownership Subsidy Program to provide homeownership grants.

HB 316 (Williams): Gives local governments the power to deny permits to unscrupulous LLCs if there are delinquencies.  

HB 369 (Freeman): Gives municipalities of any size the ability to form a land bank.

HB 570 (Caroll): Requires developers of projects with 30+ residential units to reserve 25% for very low, low-, and middle-income housing.

HB 589 (Kinkead): Establishes a landslide and sinkhole insurance program and fund.

HB 639 (Howard): Loan interest and protection law — safeguards small businesses from predatory lending.

HB 643 (Dougherty): Raises the cap on realty transfer tax revenues allocated to the Pennsylvania Housing and Rehabilitation Enhancement Fund (PHARE).

HB 743 (Salisbury): Allows municipalities to designate a blighted or abandoned property as available for acquisition by a land bank.   

HB 842 (Webster): Establishes an income tax deduction for buyers and sellers of homes priced at or below 80% of the median purchase price.

HB 844 (Webster): Proposes a low-interest loan program for builders constructing affordable homes for low- and moderate-income buyers.

HB 882 (Issacson): Prohibits the harassment and predatory tactics against homeowners by real estate professionals and construction companies — including fines from $2,000 to $10,000.    

HB 914 (Prokopiak): Limits rent increases under the landlord and tenant act.  

HB 986 (Cephas): Provides transparency in realty agreements and imposes penalties for unfair real estate contracts.  

HB 1003 (Hill-Evans): Establishes a Veterans Housing Assistance Program. 

HB 1020 (Twardzik): Establishes a vacant property registration fee and lists blighted property owners' information.  

HB 1037 (Irvin): Amends the municipal planning code to reform setback requirements, making it easier to build.  

HB 1094 (Ciresi): Rehabilitation and historic preservation tax credit for occupied historic home owners.

HB 1095 (Smith-Wade-El): Seals eviction records to protect tenants.  

Co-Sponsorship Memos

Co-sponsorship memos are early-stage proposals where legislators seek support from colleagues before formally introducing a bill. These memos signal upcoming legislation and help build momentum for policy initiatives.

Prohibiting Home Appraisal Discrimination (Mayes/Cephus): Requires appraisers to complete bias and discrimination training before certification or renewal.

First-Time Homebuyer Savings Account (Brown, Picozzi): Legislation would create a savings account for first time homebuyers.